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Insurance & Payments

Clear, simple information about your coverage and visit options.

We want eye care to feel clear and stress-free. Below is a simple guide to the insurance plans we accept, what to expect if we’re out of network, and how different exam types are billed. If you’re unsure about anything, just ask — we’re happy to help.

Insurance Plans We Accept

We are in network with:

  • Medicare

  • United HealthCare

  • Most Regence / Blue Cross plans

  • Some Medicare Advantage plans (coverage varies)

Because Medicare Advantage plans differ widely, the easiest way to confirm your benefits is to call our office.

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Many medical insurance plans we are not in network with also include out-of-network benefits that patients may submit for reimbursement.

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Benefits quoted are not guaranteed and are subject to plan rules and final insurance processing.

Medical Insurance vs. Vision Plans

Most medical insurance plans do not include routine vision benefits.

  • Medical insurance is used when an eye exam is related to medical symptoms, concerns, diagnoses, or medical decision-making.

  • Vision plans are discount plans that help reduce the cost of routine eye exams, glasses, or contacts. They are not medical insurance.

  • Having medical insurance does not mean you automatically have vision coverage.

  • Many patients have a separate third-party vision plan (such as VSP, EyeMed, etc.).

If you are unsure which type of coverage applies, our team is happy to help explain your options before your visit.

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NeuroVisual (BVD) evaluations are specialized medical evaluations and are not billed to routine vision plans.

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Not sure which exam type applies to you?
Learn more about our exam types.

Out-of-Network Vision Benefits​

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Your insurance card doesn’t get to choose your eye doctor — you do.
Being out of network doesn’t mean you can’t be seen here. Many patients choose our office for the level of care, expertise, and time we provide — even when their vision plan is out of network.

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For vision plans:

  • We can look up most out-of-network vision benefits for you

  • We submit the claim on your behalf

  • Your plan reimburses you directly based on your out-of-network allowance

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Reimbursement amounts vary by plan and are determined by your insurance carrier. Benefits quoted are not guaranteed.

If We're Not In-Network With Your Plan - You Can Still See Us

Choosing an eye doctor is about more than insurance — it’s about the care you receive.

Many patients choose our office even when we’re out of network because they want eye care that feels calm, personal, and genuinely helpful — not rushed or cookie-cutter.

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What it's like here:

  • A relaxed, friendly visit with plenty of time for questions

  • A doctor who listens, explains, and truly cares

  • No air puff

  • A cozy, upbeat environment

  • Testing tailored to your concerns — not a one-size-fits-all exam

  • Advanced diagnostic tools available when they’re clinically needed

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We reserve up to 45 minutes for your appointment so you never feel rushed.

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In-network or not —
you’re absolutely welcome here, and we think you’ll love the experience.

Plus, you’ll find a hand-selected frame collection you won’t see everywhere.

And yes — we’ll help you look amazing, too.

Appointments are subject to our Policies regarding deposits, cancellations, and missed appointments.

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